Bank mistakes driving people to credit unions

On Saturday, I was at my credit union about 45 minutes before the 3 p.m. closing time. More than 30 people were in the lobby area filling out application forms to open new accounts.  

These people were told it would take nearly two hours to process all the applications of everyone waiting in line. They were also informed that everyone there would have their applications processed that day even after the doors closed.

The manager told me that in a typical month, about 300-350 new accounts are opened. In October, 1,600 new accounts were opened.

Bank of America’s recent announcement of its policy to charge $5 to its customers who use debit cards ignited a mass movement for people to close their accounts at BofA, Wells Fargo, Chase and other large banks.

I think we can predict that with this massive transfer of Americans’ money, we are witnessing a true wave of change.

Anh Le, San Francisco

No moderates for GOP

Here is a warning to Republicans who call themselves “moderates” but are truly foxes in the henhouse: If you give us Romney, you’ll get Obama.

This time, there will be no more going along to get along — that got us McCain last time, ensuring a victory for Obama.

This country is not going to tolerate another liberal, since liberals have handily demonstrated they don’t know what they are doing.

The Republican Party needs to recognize that this country needs a leader who has had real-time business experience and understands economics, not another fence-sitting “moderate” who supports liberal policies.

Janet Campbell, San Francisco

Equal opportunity in class

Why not take a page from businesses that have resuscitated failing efforts?

Let’s take the teachers from Lowell, Alice Fong Yu and Claire Lilienthal, and redeploy them throughout The City’s schools. Send them to Mission, Galileo and Cobb. Don’t keep the top talent focused on the same top performers.

That’s too easy.

Instead, put your best people in charge of solving your biggest problem — the massive dropout and opt-out rate among students at the second and third tier of schools.

We’ll find out very quickly which of those supposedly great teachers really are as good as we all think they are, and we’ll embrace the ethic of equal opportunity for all.

Cary Fulbright, San Francisco

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