Two Bay Area non-profits will hold a free seminar Dec. 12 from 5:30 p.m. to 7:30 p.m. on how to access financing for small businesses.

Quick and Easy Small Business Loans Night, offered by San Francisco-based Urban Solutions and San Jose-based Lenders for Community Development, will show entrepreneurs how to apply for loans and offer free consultations. A door prize will be offered, along with free refreshments.

Lenders for Community Development provides loans of $1,000 to $25,000 with competitive, fixed rates and no up front fees. Urban Solutions provides services to small businesses including one-on-one consulting for finance and planning and an ongoing series of free workshops.

The workshop will take place at Etiquette Lounge, 1108 Market Street in San Francisco. For more information go to www.urbansolutionssf.org. To register, call (415) 553-4433, x101.