Nearly six months ago, the nation’s five largest loan providers — Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo — agreed to the $25 billion National Mortgage Settlement in response to the ongoing foreclosure crisis. The terms of the settlement just went into full effect. Thanks to California Attorney General Kamala Harris, almost half the settlement — $12 billion — was set aside for our state. Read More